证书

Lock in a great rate and open a Cal Coast certificate today.

Save Today, Your Future Self will Thank You

Build your savings with a Cal Coast certificate and enjoy competitive fixed rates with your choice of terms from 3 months to 5 years. Earn a higher rate on larger deposits and accelerate your savings.

A safe and secure way to save

A Certificate locks up your savings for a set period of time, and earns higher rates than a basic savings account. All it takes is a minimum opening balance of $1,000 to get started.

证书 benefits:
  • Choice of terms, from 3 months to 5 years
  • Competitive, fixed-rate
  • 网上银行 gives you easy access to accounts—review transaction history, utilize budget 工具, make external transfers, 和更多的.
  • 手机银行including Bill Pay, Deposit, PayItNow person-to-person payments3
  • Free eStatements
  • CoastLine Telephone Banking
认为利率

Comparing 证书

Primary Certificate 8 Month Liquid Certificate4 18 Month Bump Rate Certificate5 Celebration Certificate6
1 Varies by term and tier 3.50% 最高可达0.55% 9.50%
术语 3 Months to 5 Years 8个月 18个月 5个月
Minimum Opening Balance $1,000 $1,000 $1,000 $500
特性 Competitive Fixed Rate One penalty-free withdrawal One rate bump allowed during the term High Fixed rate
Make Additional Deposits 是的8 是的 是的 No
新 Money Required No 是的 No 是的
认为利率

Comparing Seasonal 证书

Summer Certificate7 Holiday Saver Certificate7
1 0.50% 0.50%
术语 Dependent on Open Date Dependent on Open Date
Minimum Opening Balance $50 $50
到期日 6月30日 10月31日
Make Additional Deposits 是的 是的
新 Money Required No No
认为利率

Youth 证书

Youth 储蓄 Certificate
1 Varies by term and tier
术语 3 Months to 2 Years
Minimum Opening Balance $100
Make Additional Deposits 是的
新 Money Required No

More Ways to Save

聪明的储蓄

了解更多 about 聪明的储蓄 accounts with California Coast Credit Union. Contact us today to get started.

货币市场 储蓄

A 货币市场 储蓄 account is perfect for those looking for easy access to their funds and higher dividend rates.

Financial Wellness

Learn financial tips and tricks to better manage your money. From dealing with debt, to saving for your first home; learn how Cal Coast Credit Union can help you with your finances.

  1. 年 = Annual Percentage Yield. 利率 are accurate as of 05/12/2024. The Annual Percentage Yield assumes dividends will remain in the account until maturity. Penalty for early withdrawal applies to all certificates unless otherwise indicated. Fees could reduce earnings. 利率 and terms are subject to change without notice. Visit esa-art.com or visit one of our branch locations for details on rates, 费用, and minimum balance requirements. 会员 and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.

  2. Check with your wireless provider to determine if data and text messages rates apply.

  3. Maximum transfer amount is $1,000. There is no fee to use this service. 了解更多
  4. The minimum deposit required to open the 8 Month Liquid Certificate is $1,000. The minimum balance to earn the 3.50% 年 is $1,000. Offer excludes individual retirement accounts. 只收新钱. Additional deposits of $1,000或更多 each may be made at any time into your 8 Month Liquid Certificate account. After the first seven days, you may make one penalty-free withdrawal of $1,000或更多 during the term as long as that withdrawal either leaves a balance of $1,000或更多, or closes the certificate. 到期, your 8 Month Liquid Certificate account will automatically renew into an 8 Month Certificate account at the prevailing rate in effect at that time, and credited dividends become part of the principal.

  5. The minimum deposit required to open the 18-Month Bump Certificate is $1,000. The minimum balance to earn dividends is $1,000. One time bump rate option available at the request of the certificate owner. The new rate from the date of the increase will remain in effect until the certificate maturity date. Additional deposits are allowed at any time during the term. 其他 rates and terms available. 

  6. 年= Annual Percentage Yield. Early withdrawal penalty applies. Fees could reduce earnings. 利率 are accurate as of 04/08/24. 只收新钱. Offer excludes individual retirement accounts. A primary member is allowed to open one (1) Celebration Certificate Account under the same member name and related tax identification number. The minimum deposit required to open the Celebration Certificate is $500. Certificate opening deposit balance cannot exceed $3,000. The following conditions also apply:  (a) Consumer Account Members: An active (one transaction a month, including but not limited to, 直接存款, Preauthorized Payments, 检查, 自动取款机, POS, 借记卡, and Bill Pay) checking account with eStatements OR open (funded) consumer loan (excluding share secured loans and Mastercard credit card account) OR a minimum balance of $5,000 in a money market account, regular certificate account, or 爱尔兰共和军 certificate account. (b) 业务 Account Members: An active (one transaction a month, including but not limited to, 直接存款, Preauthorized Payments, 检查, 自动取款机, POS, 借记卡, and Bill Pay) 业务 检查 account with eStatements OR a minimum balance of $5,000 in a 业务 货币市场 account (费用 charged, if applicable) OR a 业务 Line of Credit (LOC). You will have a 30-day grace period to meet the requirements. The stated alternative deposit account must remain open for the certificate term period. If the conditions are not met, the 9.50% stated 年 may be reduced to the 年 in effect for a 3-Month Certificate Account for the remainder of the term.

    其他 restrictions may apply. 其他 rates and terms available. Serving anyone who lives or works in San Diego or Riverside counties. Must meet membership and account opening criteria. 新 members – a one-time $5 membership fee and savings account required.

    Cannot be combined with any other offer. Limited time offer, subject to change without notice. Visit a California Coast Credit Union branch or call (877) 495-1600 for details on rates, 费用, and minimum balance requirements. 由NCUA投保. 

  7. The minimum balance required to open and obtain the 年 is $50. A minimum $50 automatic deposit each month is required from another California Coast share account. Additional deposits are allowed at any time. If the balance falls below $50, or the automatic deposits are terminated, the certificate will be closed and the funds will be transferred to your savings account.

  8. Certain deposit and term restrictions apply. 

 

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